Karthikeyan K

Co-founder & CTO, Kreditbee

From anime-inspired curiosity to AI-powered credit systems, Karthikeyan Krishnaswamy is building the future of digital lending at KreditBee - where technology serves business, and innovation drives inclusion.

Karthikeyan Krishnaswamy’s fascination with boundary-pushing, future-ready technologies began not in a lab, but in pages of science fiction books and the frames of Japanese anime. From Isaac Asimov’s sentient robot Daneel Olivaw to the cybernetic worlds of Ghost in the Shell, he was captivated by the possibilities of intelligent systems. At college, his curiosity evolved into research in computer vision and natural language processing, where he worked with small datasets and statistical models like Hidden Markov Models (HMM) for object and face recognition – the building blocks of today’s deep learning revolution.

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Interview

"The CTO’s role is not to showcase the best technology for its own sake, but to serve the pride and purpose of the business."

Karthikeyan K
Co-founder & CTO, Kreditbee